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Financial Matters Cryptocurrency and Fungible Tokens in Real Estate The United States government’s stance on using cryptocurrency in home purchases is primarily focused on regulation, taxation, and establishing guidelines for its use as an asset. Here are the key points based on recent government actions and statements: IRS Classification and Taxation: The Internal Revenue Service (IRS) treats cryptocurrency as property for federal income tax […]
Financial Matters Three Cost A Buyer Will Pay In The Purchase Process Money!!!! Absolutely, when purchasing a home, the astronomical amount of money we are dealing with can cause anxiety. Especially to someone is just out of college or school. Luckily, in today’s market and around the country, we have options for financing.  These include Conventional, FHA, THDA, VA, and several other options.  Options for a Conventional […]
Financial Matters What About My Credit! Clean Up Your Credit Before Buying a Home: A 4-Step Action Plan Why Credit Matters: Your credit score is a major factor for mortgage lenders. A higher score can lead to: Lower interest rates Better loan terms Lower down payment requirements   Step 1: Know Your Credit Standing   Monitor Your Credit Report: Get your […]
Steps to Purchasing Pre-Approval: The Most Important First Step in Buying a Home Thinking about buying a house? Before you get lost in online listings and open houses, there’s one critical step you need to take: getting pre-approved for a mortgage. A pre-approval letter is more than just a piece of paper; it’s a detailed report from a lender that tells you exactly how much they are willing […]
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